Getting life insurance when you have diabetes can be confusing. One of the most important factors that life insurance companies consider is your A1C level. Golden Age Marketing is here to help you understand what A1C is, why it matters for life insurance, and how you can improve it to get the best possible rates.
What is A1C?
A1C stands for glycated hemoglobin. It’s a blood test that measures your average blood sugar levels over the past 2-3 months. The higher your A1C, the higher your average blood sugar has been.
Why Does A1C Matter for Life Insurance?
Insurance companies use your A1C to assess your risk of developing diabetes-related complications. A higher A1C suggests a higher risk, which can lead to:
- Higher premiums: You may have to pay more for your life insurance policy.
- Limited policy options: You might have fewer policy choices or be denied coverage altogether.
What is a Good A1C for Life Insurance?
Ideally, you should aim for an A1C below 7%. Many insurance companies consider this a good indicator of well-managed diabetes. However, the specific A1C requirements can vary between insurers.
How to Improve Your A1C
- Follow your doctor’s recommendations: Take your medications as prescribed, monitor your blood sugar regularly, and attend all your appointments.
- Make healthy lifestyle choices: Eat a balanced diet, exercise regularly, and maintain a healthy weight.
- Manage stress: High stress levels can affect your blood sugar. Find healthy ways to manage stress, such as meditation, yoga, or spending time in nature.
- Work with a diabetes educator: A diabetes educator can provide personalized guidance and support to help you achieve your A1C goals.
Don’t Get Discouraged!
If your A1C is higher than you’d like, don’t give up! With dedication and the right support, you can improve your A1C and increase your chances of getting affordable life insurance.
Golden Age Marketing Can Help
At Golden Age Marketing, we specialize in helping people with diabetes find the best life insurance coverage. Our experienced agents can help you understand how your A1C affects your options and guide you through the process of finding the perfect policy for your needs.
Contact Us Today
Don’t let diabetes stand in the way of protecting your family’s financial future. Contact Golden Age Marketing today for a free consultation