Life insurance with diabetes — compare your options
Many people with Type 1 and Type 2 diabetes are able to find coverage. Answer a few questions and compare real quotes online in minutes — no phone calls required.
Get your free quote
Real quotes from diabetes-friendly carriers.
Three simple steps to compare coverage
Tell us about you
Answer a few quick questions about your diabetes profile, coverage amount, and term — no phone number needed to see prices.
Compare real quotes
See estimated rates from diabetes-friendly carriers side by side, in about a minute.
Apply online
Choose a policy and continue securely to the carrier's online application. Eligibility and rates are set by the insurer.
Coverage shopping built around diabetes
Diabetes-aware matching
We compare carriers that consider a range of diabetic profiles, from well-controlled Type 2 to Type 1.
Real quotes, no pressure
See options online without a phone number. Apply when you're ready — licensed-agent help is optional.
Clear & honest
Quotes are estimates. Eligibility and final rates are always determined by the insurer through underwriting.
Diabetic life insurance, explained
A diabetes diagnosis doesn't have to mean going without coverage. Many people with Type 1 and Type 2 diabetes qualify for life insurance — the difference between a great rate and a costly one usually comes down to which carrier you apply with. That's why DiabetesLifeProtection lets you compare diabetes life insurance quotes from carriers experienced with diabetic applicants, all in one place.
Insurers look closely at your A1C, how long you've managed your diabetes, your treatment, and whether you have any complications. Because each company weighs these differently, comparing diabetic life insurance options side by side is the best way to find coverage that fits your health and budget. Learn more in our guides on getting life insurance with diabetes, how your A1C affects rates, and Type 1 vs Type 2 coverage.
Whether you're newly diagnosed, managing diabetes for years, shopping for life insurance for diabetes over 50, or have been declined in the past, comparing real quotes online takes about a minute — with no phone calls and no obligation.
Common questions
Can I get life insurance with diabetes?
Many people with Type 1 or Type 2 diabetes are able to qualify. A lot depends on your A1C, how well it is managed, your age, and overall health. Eligibility and rates are determined by the insurer through underwriting.
Will I need a medical exam?
Not always — some options are no-exam, and guaranteed-issue products may be available. It depends on the carrier and your profile.
Is comparing quotes free?
Yes, comparing is free with no obligation to buy.