Life insurance with diabetes — compare your options
Many people with Type 1 and Type 2 diabetes are able to find coverage. Answer a few questions and compare real quotes online in minutes — no phone calls required.
Get your free quote
Real quotes from diabetes-friendly carriers.
Three simple steps to compare coverage
Tell us about you
Answer a few quick questions about your diabetes profile, coverage amount, and term — no phone number needed to see prices.
Compare real quotes
See estimated rates from diabetes-friendly carriers side by side, in about a minute.
Apply online
Choose a policy and continue securely to the carrier's online application. Eligibility and rates are set by the insurer.
Coverage shopping built around diabetes
Diabetes-aware matching
We compare carriers that consider a range of diabetic profiles, from well-controlled Type 2 to Type 1.
Real quotes, no pressure
See options online without a phone number. Apply when you're ready — licensed-agent help is optional.
Clear & honest
Quotes are estimates. Eligibility and final rates are always determined by the insurer through underwriting.
Common questions
Can I get life insurance with diabetes?
Many people with Type 1 or Type 2 diabetes are able to qualify. A lot depends on your A1C, how well it is managed, your age, and overall health. Eligibility and rates are determined by the insurer through underwriting.
Will I need a medical exam?
Not always — some options are no-exam, and guaranteed-issue products may be available. It depends on the carrier and your profile.
Is comparing quotes free?
Yes, comparing is free with no obligation to buy.